---
title: Customer Accounts & Credit Sales Software | poso
description: Sell to farmers, clinics and regular customers on account in poso, set credit limits, send statements and see exactly who owes what and for how long.
url: https://www.poso.co/features/customer-credit/
updated: 2026-10-29
---

Feature · Customer credit

# Sell on credit. Get paid.

Credit keeps customers loyal: the farmer who pays after harvest, the clinic that settles monthly, the regular who pays on Friday. poso lets you give it without losing track of it.

**Short answer:**
poso customer accounts let you sell on credit at the till or by invoice, set a credit limit and payment terms per customer, record part payments by cash, mobile money or bank, send statements, and see who owes what and for how long in an aged receivables report. The Home dashboard shows the total customers owe and opens the unpaid invoices.

## Features

### Sell on account

Choose the customer at the till and pay with "customer account", or raise an invoice for larger orders.

### Credit limits

Set a limit per customer. poso warns you when an order or invoice would take them over it.

### Payment terms

Due on receipt, 7, 30 or 60 days, or after harvest: each invoice gets a due date.

### Part payments

Record partial payments by cash, M-Pesa, MoMo or bank. The balance updates straight away.

### Statements

Print, email or share a statement showing every invoice, payment and the balance.

### Ageing

See balances by age: current, 1–30, 31–60, 61–90 and over 90 days.

## A simple collection routine

- **Weekly**Check the aged receivables report. Anything overdue gets a friendly message with the statement.
- **At the till**Check the customer's balance before selling on account. A customer over their limit pays something before buying more on credit.
- **Monthly**Send statements to every account customer, even those who are up to date.
- **Quarterly**Review limits: raise them for customers who pay on time, lower them for those who don't.

For policies, terms and when to stop supplying, read [credit management for wholesalers and agrovets](https://www.poso.co/guides/wholesale-credit-management/).

## Who uses customer credit

[Agrovets](https://www.poso.co/agrovet-software/) selling to farmers and cooperatives through the season, [wholesalers](https://www.poso.co/pharmaceutical-wholesale-software/) supplying pharmacies and clinics on 30-day terms, and [pharmacies](https://www.poso.co/pharmacy-software/) with corporate or regular customers who settle monthly.

## Customer credit questions

### Can poso track customer debts?

Yes. Every credit sale is recorded against the customer, with due dates, payments and balances, and an aged receivables report shows who owes what and for how long.

### Can I set a credit limit for each customer?

Yes. Set a limit per customer; poso warns you when an order or invoice would exceed it, and the customer's balance is visible before you sell.

### Can customers pay part of what they owe?

Yes. Record any amount by any payment method and poso applies it to the oldest invoices first, or to the ones you choose.

### Can I send customers a statement?

Yes. Statements can be printed, emailed or saved as PDF to share by message.